Call reports 2014
SECURITY BANK & TRUST COMPANY — 2014
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 263,700,000 | 445,146,000 | 448,614,000 | 443,865,000 |
| Total loans | 159,807,000 | 267,257,000 | 256,587,000 | 244,267,000 |
| Allowance for loan losses | 2,824,000 | 5,042,000 | 5,001,000 | 5,106,000 |
| Securities available for sale | 81,424,000 | 134,678,000 | 148,378,000 | 156,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,416,000 | 401,611,000 | 403,440,000 | 397,732,000 |
| Interest-bearing deposits | 204,528,000 | 344,482,000 | 344,017,000 | 335,832,000 |
| Noninterest-bearing deposits | 31,888,000 | 57,129,000 | 59,423,000 | 61,900,000 |
| Equity capital | 25,070,000 | 41,597,000 | 43,037,000 | 44,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 7,886,000 | 11,822,000 | 15,631,000 |
| Interest expense | 339,000 | 1,016,000 | 1,496,000 | 1,963,000 |
| Net interest income | 2,061,000 | 6,870,000 | 10,326,000 | 13,668,000 |
| Noninterest income | 513,000 | 1,693,000 | 2,414,000 | 3,394,000 |
| Noninterest expense | 1,743,000 | 5,022,000 | 7,456,000 | 10,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 831,000 | 3,541,000 | 5,284,000 | 6,948,000 |
| Income tax | 4,000 | 9,000 | 11,000 | 14,000 |
| Net income | 827,000 | 3,532,000 | 5,273,000 | 6,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,432,000 | 41,121,000 | 42,888,000 | 44,572,000 |
| Total capital | 26,822,000 | 45,042,000 | 46,672,000 | 48,241,000 |
| Risk-weighted assets | 190,792,000 | 312,586,000 | 301,465,000 | 292,077,000 |