Call reports 2013
SECURITY BANK & TRUST COMPANY — 2013
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 239,730,000 | 271,856,000 | 262,350,000 | 274,180,000 |
| Total loans | 135,618,000 | 154,751,000 | 156,798,000 | 160,524,000 |
| Allowance for loan losses | 2,843,000 | 2,865,000 | 2,911,000 | 2,823,000 |
| Securities available for sale | 80,824,000 | 79,918,000 | 84,124,000 | 83,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,807,000 | 246,585,000 | 237,009,000 | 248,225,000 |
| Interest-bearing deposits | 195,149,000 | 215,816,000 | 209,102,000 | 209,253,000 |
| Noninterest-bearing deposits | 19,658,000 | 30,769,000 | 27,907,000 | 38,972,000 |
| Equity capital | 23,098,000 | 22,914,000 | 22,830,000 | 23,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,087,000 | 4,372,000 | 6,831,000 | 9,267,000 |
| Interest expense | 382,000 | 774,000 | 1,163,000 | 1,525,000 |
| Net interest income | 1,705,000 | 3,598,000 | 5,668,000 | 7,742,000 |
| Noninterest income | 384,000 | 941,000 | 1,441,000 | 2,096,000 |
| Noninterest expense | 1,345,000 | 2,872,000 | 4,493,000 | 6,487,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 744,000 | 1,666,000 | 2,615,000 | 3,350,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 744,000 | 1,666,000 | 2,614,000 | 3,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,612,000 | 21,842,000 | 22,821,000 | 23,580,000 |
| Total capital | 24,687,000 | 24,214,000 | 25,195,000 | 26,014,000 |
| Risk-weighted assets | 165,207,000 | 189,261,000 | 189,349,000 | 194,358,000 |