Call reports 2012
SECURITY BANK & TRUST COMPANY — 2012
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,696,000 | 235,787,000 | 235,354,000 | 242,727,000 |
| Total loans | 133,755,000 | 136,266,000 | 138,178,000 | 137,590,000 |
| Allowance for loan losses | 3,344,000 | 2,993,000 | 3,001,000 | 2,837,000 |
| Securities available for sale | 75,680,000 | 71,040,000 | 70,478,000 | 71,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,665,000 | 208,857,000 | 209,002,000 | 216,882,000 |
| Interest-bearing deposits | 204,102,000 | 190,410,000 | 188,939,000 | 189,469,000 |
| Noninterest-bearing deposits | 15,563,000 | 18,447,000 | 20,063,000 | 27,413,000 |
| Equity capital | 21,270,000 | 22,061,000 | 22,134,000 | 22,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,724,000 | 6,980,000 | 9,211,000 |
| Interest expense | 523,000 | 997,000 | 1,428,000 | 1,835,000 |
| Net interest income | 1,816,000 | 3,727,000 | 5,552,000 | 7,376,000 |
| Noninterest income | 381,000 | 852,000 | 1,315,000 | 1,918,000 |
| Noninterest expense | 1,300,000 | 2,782,000 | 4,014,000 | 5,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 898,000 | 1,804,000 | 2,865,000 | 3,438,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 5,000 |
| Net income | 896,000 | 1,801,000 | 2,861,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,431,000 | 21,336,000 | 21,295,000 | 21,868,000 |
| Total capital | 22,473,000 | 23,403,000 | 23,377,000 | 23,959,000 |
| Risk-weighted assets | 162,032,000 | 164,424,000 | 165,661,000 | 166,524,000 |