Call reports 2011
SECURITY BANK & TRUST COMPANY — 2011
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 227,904,000 | 231,831,000 | 238,177,000 | 237,216,000 |
| Total loans | 142,804,000 | 141,185,000 | 137,492,000 | 135,800,000 |
| Allowance for loan losses | 3,654,000 | 3,736,000 | 3,448,000 | 3,306,000 |
| Securities available for sale | 66,514,000 | 67,733,000 | 65,333,000 | 67,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,443,000 | 205,160,000 | 210,935,000 | 211,685,000 |
| Interest-bearing deposits | 187,902,000 | 192,224,000 | 194,632,000 | 188,998,000 |
| Noninterest-bearing deposits | 14,541,000 | 12,936,000 | 16,303,000 | 22,687,000 |
| Equity capital | 19,396,000 | 20,474,000 | 21,141,000 | 20,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,254,000 | 7,854,000 | 10,365,000 |
| Interest expense | 648,000 | 1,262,000 | 1,847,000 | 2,398,000 |
| Net interest income | 1,970,000 | 3,992,000 | 6,007,000 | 7,967,000 |
| Noninterest income | 427,000 | 919,000 | 1,401,000 | 2,063,000 |
| Noninterest expense | 1,352,000 | 3,085,000 | 4,783,000 | 6,057,000 |
| Provision for loan losses | 100,000 | 200,000 | 560,000 | 560,000 |
| Pretax income | 945,000 | 1,626,000 | 2,029,000 | 3,190,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 944,000 | 1,623,000 | 2,025,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,994,000 | 19,673,000 | 20,075,000 | 19,534,000 |
| Total capital | 21,099,000 | 21,775,000 | 22,160,000 | 21,591,000 |
| Risk-weighted assets | 166,878,000 | 166,523,000 | 165,474,000 | 163,350,000 |