Call reports 2010
SECURITY BANK & TRUST COMPANY — 2010
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 239,368,000 | 245,593,000 | 233,796,000 | 229,797,000 |
| Total loans | 147,759,000 | 151,587,000 | 147,257,000 | 143,369,000 |
| Allowance for loan losses | 2,504,000 | 2,935,000 | 3,236,000 | 3,227,000 |
| Securities available for sale | 64,633,000 | 66,731,000 | 63,570,000 | 72,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,038,000 | 213,610,000 | 209,145,000 | 205,630,000 |
| Interest-bearing deposits | 193,534,000 | 200,909,000 | 196,683,000 | 191,046,000 |
| Noninterest-bearing deposits | 13,504,000 | 12,701,000 | 12,462,000 | 14,584,000 |
| Equity capital | 21,117,000 | 21,243,000 | 22,048,000 | 18,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,860,000 | 5,794,000 | 8,638,000 | 11,372,000 |
| Interest expense | 912,000 | 1,773,000 | 2,593,000 | 3,309,000 |
| Net interest income | 1,948,000 | 4,021,000 | 6,045,000 | 8,063,000 |
| Noninterest income | 387,000 | 813,000 | 1,232,000 | 1,805,000 |
| Noninterest expense | 1,239,000 | 2,970,000 | 4,284,000 | 6,748,000 |
| Provision for loan losses | 665,000 | 1,245,000 | 1,785,000 | 1,885,000 |
| Pretax income | 431,000 | 622,000 | 1,213,000 | 1,241,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 430,000 | 620,000 | 1,209,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,995,000 | 20,184,000 | 20,773,000 | 18,050,000 |
| Total capital | 22,221,000 | 22,489,000 | 22,992,000 | 20,201,000 |
| Risk-weighted assets | 177,783,000 | 183,752,000 | 176,522,000 | 170,997,000 |