Call reports 2009
SECURITY BANK & TRUST COMPANY — 2009
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 250,445,000 | 247,607,000 | 246,586,000 | 245,600,000 |
| Total loans | 160,594,000 | 168,440,000 | 166,444,000 | 152,053,000 |
| Allowance for loan losses | 3,407,000 | 3,406,000 | 4,027,000 | 2,627,000 |
| Securities available for sale | 63,553,000 | 71,000,000 | 69,516,000 | 68,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,401,000 | 211,735,000 | 210,970,000 | 215,048,000 |
| Interest-bearing deposits | 211,784,000 | 200,489,000 | 199,688,000 | 197,212,000 |
| Noninterest-bearing deposits | 13,617,000 | 11,246,000 | 11,282,000 | 17,836,000 |
| Equity capital | 20,886,000 | 20,516,000 | 20,937,000 | 20,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,026,000 | 6,021,000 | 9,068,000 | 12,030,000 |
| Interest expense | 1,417,000 | 2,679,000 | 3,866,000 | 4,923,000 |
| Net interest income | 1,609,000 | 3,342,000 | 5,202,000 | 7,107,000 |
| Noninterest income | 301,000 | 691,000 | 1,112,000 | 1,609,000 |
| Noninterest expense | 1,179,000 | 2,908,000 | 4,356,000 | 5,811,000 |
| Provision for loan losses | 120,000 | 120,000 | 743,000 | 2,065,000 |
| Pretax income | 628,000 | 1,022,000 | 1,232,000 | 939,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 5,000 |
| Net income | 627,000 | 1,019,000 | 1,228,000 | 934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,009,000 | 19,650,000 | 19,858,000 | 19,564,000 |
| Total capital | 22,350,000 | 22,078,000 | 22,276,000 | 21,845,000 |
| Risk-weighted assets | 186,192,000 | 193,242,000 | 191,846,000 | 182,154,000 |