Call reports 2007
SECURITY BANK & TRUST COMPANY — 2007
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 222,283,000 | 224,602,000 | 222,087,000 | 231,326,000 |
| Total loans | 147,345,000 | 149,459,000 | 152,102,000 | 151,307,000 |
| Allowance for loan losses | 2,579,000 | 2,569,000 | 2,559,000 | 2,560,000 |
| Securities available for sale | 65,429,000 | 68,710,000 | 63,418,000 | 66,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,364,000 | 200,772,000 | 198,630,000 | 206,282,000 |
| Interest-bearing deposits | 188,497,000 | 189,090,000 | 186,804,000 | 193,835,000 |
| Noninterest-bearing deposits | 12,867,000 | 11,683,000 | 11,826,000 | 12,447,000 |
| Equity capital | 20,070,000 | 20,472,000 | 22,289,000 | 24,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,982,000 | 10,696,000 | 14,264,000 |
| Interest expense | 1,904,000 | 3,938,000 | 5,985,000 | 7,996,000 |
| Net interest income | 1,509,000 | 3,044,000 | 4,711,000 | 6,268,000 |
| Noninterest income | 350,000 | 771,000 | 1,179,000 | 1,786,000 |
| Noninterest expense | 1,082,000 | 2,238,000 | 3,220,000 | 4,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 777,000 | 1,577,000 | 2,658,000 | 3,590,000 |
| Income tax | 1,000 | 5,000 | 7,000 | 8,000 |
| Net income | 776,000 | 1,572,000 | 2,651,000 | 3,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,256,000 | 21,052,000 | 22,129,000 | 23,061,000 |
| Total capital | 22,348,000 | 23,188,000 | 24,297,000 | 25,243,000 |
| Risk-weighted assets | 166,913,000 | 170,413,000 | 173,070,000 | 174,173,000 |