Call reports 2006
SECURITY BANK & TRUST COMPANY — 2006
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 195,278,000 | 206,015,000 | 212,581,000 | 215,082,000 |
| Total loans | 135,812,000 | 145,223,000 | 147,533,000 | 141,934,000 |
| Allowance for loan losses | 2,250,000 | 2,238,000 | 2,423,000 | 2,577,000 |
| Securities available for sale | 50,386,000 | 51,603,000 | 57,587,000 | 64,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,325,000 | 185,236,000 | 190,311,000 | 193,328,000 |
| Interest-bearing deposits | 166,027,000 | 174,989,000 | 179,939,000 | 178,970,000 |
| Noninterest-bearing deposits | 9,298,000 | 10,247,000 | 10,372,000 | 14,358,000 |
| Equity capital | 19,322,000 | 20,010,000 | 20,015,000 | 21,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,983,000 | 9,355,000 | 12,777,000 |
| Interest expense | 1,362,000 | 2,929,000 | 4,720,000 | 6,609,000 |
| Net interest income | 1,514,000 | 3,054,000 | 4,635,000 | 6,168,000 |
| Noninterest income | 336,000 | 745,000 | 1,097,000 | 1,658,000 |
| Noninterest expense | 941,000 | 1,945,000 | 2,845,000 | 3,969,000 |
| Provision for loan losses | 12,000 | 25,000 | 225,000 | 445,000 |
| Pretax income | 897,000 | 1,831,000 | 2,664,000 | 3,275,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 896,000 | 1,830,000 | 2,662,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,258,000 | 21,192,000 | 20,761,000 | 21,372,000 |
| Total capital | 22,149,000 | 23,230,000 | 22,843,000 | 23,394,000 |
| Risk-weighted assets | 150,917,000 | 162,857,000 | 166,247,000 | 161,244,000 |