Call reports 2004
SECURITY BANK & TRUST COMPANY — 2004
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 176,983,000 | 179,479,000 | 177,608,000 | 184,749,000 |
| Total loans | 110,738,000 | 118,465,000 | 118,651,000 | 121,443,000 |
| Allowance for loan losses | 1,826,000 | 1,815,000 | 1,812,000 | 1,879,000 |
| Securities available for sale | 59,110,000 | 56,076,000 | 55,194,000 | 52,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,878,000 | 160,272,000 | 157,638,000 | 165,574,000 |
| Interest-bearing deposits | 148,657,000 | 150,679,000 | 148,846,000 | 152,579,000 |
| Noninterest-bearing deposits | 9,221,000 | 9,593,000 | 8,792,000 | 12,995,000 |
| Equity capital | 16,784,000 | 16,864,000 | 18,508,000 | 18,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,271,000 | 4,645,000 | 7,026,000 | 9,463,000 |
| Interest expense | 766,000 | 1,549,000 | 2,342,000 | 3,193,000 |
| Net interest income | 1,505,000 | 3,096,000 | 4,684,000 | 6,270,000 |
| Noninterest income | 255,000 | 526,000 | 814,000 | 1,197,000 |
| Noninterest expense | 732,000 | 1,504,000 | 2,193,000 | 3,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,030,000 | 2,120,000 | 3,311,000 | 4,009,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | 1,029,000 | 2,119,000 | 3,310,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,984,000 | 17,074,000 | 18,270,000 | 18,962,000 |
| Total capital | 17,810,000 | 18,725,000 | 19,919,000 | 20,656,000 |
| Risk-weighted assets | 165,912,000 | 131,950,000 | 131,779,000 | 135,265,000 |