Call reports 2002
SECURITY BANK & TRUST COMPANY — 2002
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 148,099,000 | 150,206,000 | 154,979,000 | 159,077,000 |
| Total loans | 88,967,000 | 92,637,000 | 95,949,000 | 94,189,000 |
| Allowance for loan losses | 1,205,000 | 1,439,000 | 1,439,000 | 1,401,000 |
| Securities available for sale | 53,147,000 | 48,532,000 | 54,471,000 | 54,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,335,000 | 133,793,000 | 136,703,000 | 140,814,000 |
| Interest-bearing deposits | 125,011,000 | 124,733,000 | 128,275,000 | 130,812,000 |
| Noninterest-bearing deposits | 7,324,000 | 9,060,000 | 8,428,000 | 10,002,000 |
| Equity capital | 15,344,000 | 15,985,000 | 17,330,000 | 17,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,408,000 | 4,793,000 | 7,204,000 | 9,482,000 |
| Interest expense | 1,063,000 | 2,067,000 | 3,029,000 | 3,925,000 |
| Net interest income | 1,345,000 | 2,726,000 | 4,175,000 | 5,557,000 |
| Noninterest income | 236,000 | 491,000 | 796,000 | 1,076,000 |
| Noninterest expense | 669,000 | 1,245,000 | 1,892,000 | 2,880,000 |
| Provision for loan losses | 0 | 375,000 | 375,000 | 525,000 |
| Pretax income | 912,000 | 1,308,000 | 2,220,000 | 2,788,000 |
| Income tax | 33,000 | 70,000 | 70,000 | 70,000 |
| Net income | 879,000 | 1,238,000 | 2,150,000 | 2,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,124,000 | 15,482,000 | 16,394,000 | 16,962,000 |
| Total capital | 16,329,000 | 16,903,000 | 17,831,000 | 18,363,000 |
| Risk-weighted assets | 110,590,000 | 113,630,000 | 114,959,000 | 115,065,000 |