Call reports 2001
SECURITY BANK & TRUST COMPANY — 2001
What SECURITY BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,502,000 | 143,978,000 | 150,625,000 | 148,986,000 |
| Total loans | 82,274,000 | 88,470,000 | 90,207,000 | 87,807,000 |
| Allowance for loan losses | 1,281,000 | 1,259,000 | 1,228,000 | 1,215,000 |
| Securities available for sale | 43,026,000 | 45,782,000 | 54,492,000 | 53,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,796,000 | 127,702,000 | 132,744,000 | 130,869,000 |
| Interest-bearing deposits | 116,741,000 | 119,953,000 | 124,854,000 | 121,589,000 |
| Noninterest-bearing deposits | 7,055,000 | 7,749,000 | 7,890,000 | 9,280,000 |
| Equity capital | 14,571,000 | 15,668,000 | 17,267,000 | 17,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,670,000 | 5,369,000 | 8,019,000 | 10,494,000 |
| Interest expense | 1,512,000 | 2,941,000 | 4,317,000 | 5,539,000 |
| Net interest income | 1,158,000 | 2,428,000 | 3,702,000 | 4,955,000 |
| Noninterest income | 260,000 | 515,000 | 745,000 | 1,041,000 |
| Noninterest expense | 627,000 | 1,209,000 | 1,767,000 | 2,789,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 875,000 | 1,864,000 | 2,826,000 | 3,484,000 |
| Income tax | 107,000 | 0 | 0 | 0 |
| Net income | 768,000 | 1,864,000 | 2,826,000 | 3,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,248,000 | 15,344,000 | 16,306,000 | 16,964,000 |
| Total capital | 15,477,000 | 16,603,000 | 17,534,000 | 18,179,000 |
| Risk-weighted assets | 98,250,000 | 107,594,000 | 110,861,000 | 109,167,000 |