Call reports 2025
NATIONAL BANK OF BLACKSBURG, THE — 2025
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,832,241,000 | 1,802,531,000 | 1,798,954,000 | 1,821,703,000 |
| Total loans | 1,004,202,000 | 1,011,769,000 | 1,016,937,000 | 999,310,000 |
| Allowance for loan losses | 10,490,000 | 10,422,000 | 10,579,000 | 9,892,000 |
| Securities available for sale | 596,253,000 | 590,022,000 | 630,483,000 | 654,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,674,130,000 | 1,638,894,000 | 1,572,756,000 | 1,646,795,000 |
| Interest-bearing deposits | 1,356,611,000 | 1,321,248,000 | 1,249,326,000 | 1,313,911,000 |
| Noninterest-bearing deposits | 317,519,000 | 317,646,000 | 323,430,000 | 332,884,000 |
| Equity capital | 147,554,000 | 154,051,000 | 164,795,000 | 162,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,203,000 | 36,795,000 | 55,826,000 | 75,439,000 |
| Interest expense | 7,947,000 | 15,493,000 | 22,829,000 | 29,753,000 |
| Net interest income | 10,256,000 | 21,302,000 | 32,997,000 | 45,686,000 |
| Noninterest income | 2,715,000 | 5,389,000 | 8,382,000 | 11,251,000 |
| Noninterest expense | 8,620,000 | 19,055,000 | 27,664,000 | 36,486,000 |
| Provision for loan losses | 277,000 | 322,000 | 581,000 | -63,000 |
| Pretax income | 4,075,000 | 7,324,000 | 13,097,000 | 20,467,000 |
| Income tax | 702,000 | 1,217,000 | 2,261,000 | 3,609,000 |
| Net income | 3,373,000 | 6,107,000 | 10,836,000 | 16,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,779,000 | 194,588,000 | 199,390,000 | 191,996,000 |
| Total capital | 202,519,000 | 205,250,000 | 210,256,000 | 202,185,000 |
| Risk-weighted assets | 1,227,580,000 | 1,206,054,000 | 1,204,905,000 | 1,188,194,000 |