Call reports 2024
NATIONAL BANK OF BLACKSBURG, THE — 2024
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,685,921,000 | 1,806,738,000 | 1,781,161,000 | 1,808,152,000 |
| Total loans | 863,549,000 | 989,491,000 | 1,002,116,000 | 988,569,000 |
| Allowance for loan losses | 9,055,000 | 10,502,000 | 10,328,000 | 10,262,000 |
| Securities available for sale | 609,968,000 | 605,196,000 | 622,271,000 | 601,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,549,073,000 | 1,648,992,000 | 1,605,033,000 | 1,661,495,000 |
| Interest-bearing deposits | 1,253,938,000 | 1,348,810,000 | 1,306,484,000 | 1,354,664,000 |
| Noninterest-bearing deposits | 295,135,000 | 300,182,000 | 298,549,000 | 306,831,000 |
| Equity capital | 125,917,000 | 143,949,000 | 163,082,000 | 136,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,021,000 | 33,138,000 | 51,805,000 | 70,122,000 |
| Interest expense | 7,776,000 | 16,193,000 | 25,412,000 | 33,725,000 |
| Net interest income | 8,245,000 | 16,945,000 | 26,393,000 | 36,397,000 |
| Noninterest income | 2,422,000 | 5,086,000 | 7,841,000 | 10,592,000 |
| Noninterest expense | 7,351,000 | 15,267,000 | 23,815,000 | 32,564,000 |
| Provision for loan losses | 5,000 | 1,307,000 | 1,312,000 | 1,242,000 |
| Pretax income | 3,326,000 | 5,472,000 | 9,132,000 | 13,198,000 |
| Income tax | 550,000 | 862,000 | 1,504,000 | 2,197,000 |
| Net income | 2,776,000 | 4,610,000 | 7,628,000 | 11,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 189,205,000 | 201,897,000 | 205,007,000 | 188,329,000 |
| Total capital | 198,504,000 | 212,650,000 | 215,576,000 | 198,841,000 |
| Risk-weighted assets | 1,093,991,000 | 1,236,782,000 | 1,238,696,000 | 1,232,207,000 |