Call reports 2023
NATIONAL BANK OF BLACKSBURG, THE — 2023
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,651,097,000 | 1,622,128,000 | 1,588,658,000 | 1,652,052,000 |
| Total loans | 856,965,000 | 846,541,000 | 849,057,000 | 857,052,000 |
| Allowance for loan losses | 10,650,000 | 10,626,000 | 10,181,000 | 9,094,000 |
| Securities available for sale | 651,047,000 | 614,178,000 | 591,552,000 | 618,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,522,701,000 | 1,491,279,000 | 1,469,207,000 | 1,515,589,000 |
| Interest-bearing deposits | 1,200,315,000 | 1,186,319,000 | 1,161,834,000 | 1,222,757,000 |
| Noninterest-bearing deposits | 322,386,000 | 304,960,000 | 307,373,000 | 292,832,000 |
| Equity capital | 119,431,000 | 121,618,000 | 109,484,000 | 126,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,044,000 | 28,641,000 | 43,320,000 | 58,833,000 |
| Interest expense | 3,098,000 | 8,478,000 | 14,517,000 | 21,550,000 |
| Net interest income | 10,946,000 | 20,163,000 | 28,803,000 | 37,283,000 |
| Noninterest income | 2,258,000 | 8,813,000 | 11,320,000 | 13,746,000 |
| Noninterest expense | 7,171,000 | 14,497,000 | 22,048,000 | 28,724,000 |
| Provision for loan losses | 2,000 | 12,000 | -389,000 | -1,278,000 |
| Pretax income | 6,043,000 | 11,144,000 | 15,111,000 | 20,234,000 |
| Income tax | 1,104,000 | 1,811,000 | 2,491,000 | 3,413,000 |
| Net income | 4,939,000 | 9,333,000 | 12,620,000 | 16,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,548,000 | 190,942,000 | 194,228,000 | 186,429,000 |
| Total capital | 197,440,000 | 201,801,000 | 204,672,000 | 195,782,000 |
| Risk-weighted assets | 1,097,122,000 | 1,086,002,000 | 1,089,321,000 | 1,082,158,000 |