Call reports 2022
NATIONAL BANK OF BLACKSBURG, THE — 2022
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,718,221,000 | 1,726,289,000 | 1,695,661,000 | 1,674,446,000 |
| Total loans | 819,328,000 | 849,302,000 | 852,863,000 | 852,744,000 |
| Allowance for loan losses | 7,788,000 | 8,069,000 | 8,207,000 | 8,225,000 |
| Securities available for sale | 699,354,000 | 682,251,000 | 657,410,000 | 656,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,545,871,000 | 1,581,870,000 | 1,573,870,000 | 1,558,106,000 |
| Interest-bearing deposits | 1,205,722,000 | 1,243,255,000 | 1,211,877,000 | 1,215,012,000 |
| Noninterest-bearing deposits | 340,149,000 | 338,615,000 | 361,993,000 | 343,094,000 |
| Equity capital | 157,652,000 | 129,486,000 | 106,418,000 | 104,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,050,000 | 22,972,000 | 36,127,000 | 50,109,000 |
| Interest expense | 655,000 | 1,302,000 | 2,055,000 | 3,083,000 |
| Net interest income | 10,395,000 | 21,670,000 | 34,072,000 | 47,026,000 |
| Noninterest income | 2,293,000 | 4,684,000 | 7,105,000 | 9,189,000 |
| Noninterest expense | 6,669,000 | 13,031,000 | 19,802,000 | 26,836,000 |
| Provision for loan losses | 134,000 | 444,000 | 696,000 | 706,000 |
| Pretax income | 5,885,000 | 12,879,000 | 20,679,000 | 28,673,000 |
| Income tax | 1,042,000 | 2,308,000 | 3,752,000 | 5,238,000 |
| Net income | 4,843,000 | 10,571,000 | 16,927,000 | 23,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,031,000 | 186,758,000 | 193,114,000 | 183,623,000 |
| Total capital | 197,865,000 | 194,859,000 | 201,356,000 | 191,883,000 |
| Risk-weighted assets | 1,046,779,000 | 1,082,301,000 | 1,102,535,000 | 1,092,101,000 |