Call reports 2021
NATIONAL BANK OF BLACKSBURG, THE — 2021
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,551,992,000 | 1,658,323,000 | 1,640,883,000 | 1,699,084,000 |
| Total loans | 779,784,000 | 805,416,000 | 797,729,000 | 803,863,000 |
| Allowance for loan losses | 8,536,000 | 8,077,000 | 7,698,000 | 7,674,000 |
| Securities available for sale | 571,359,000 | 617,756,000 | 641,486,000 | 686,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,362,801,000 | 1,456,655,000 | 1,436,952,000 | 1,497,336,000 |
| Interest-bearing deposits | 1,039,462,000 | 1,116,680,000 | 1,103,841,000 | 1,177,157,000 |
| Noninterest-bearing deposits | 323,339,000 | 339,975,000 | 333,111,000 | 320,179,000 |
| Equity capital | 170,182,000 | 182,238,000 | 184,746,000 | 186,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,881,000 | 21,778,000 | 33,434,000 | 44,987,000 |
| Interest expense | 855,000 | 1,689,000 | 2,408,000 | 3,098,000 |
| Net interest income | 10,026,000 | 20,089,000 | 31,026,000 | 41,889,000 |
| Noninterest income | 2,058,000 | 4,275,000 | 6,644,000 | 9,106,000 |
| Noninterest expense | 6,514,000 | 12,939,000 | 19,415,000 | 26,219,000 |
| Provision for loan losses | 50,000 | 54,000 | -338,000 | -398,000 |
| Pretax income | 5,525,000 | 11,376,000 | 18,598,000 | 25,180,000 |
| Income tax | 956,000 | 1,986,000 | 3,296,000 | 4,473,000 |
| Net income | 4,569,000 | 9,390,000 | 15,302,000 | 20,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,556,000 | 178,377,000 | 184,289,000 | 185,187,000 |
| Total capital | 182,124,000 | 186,486,000 | 192,027,000 | 192,907,000 |
| Risk-weighted assets | 922,979,000 | 954,607,000 | 966,890,000 | 989,503,000 |