Call reports 2020
NATIONAL BANK OF BLACKSBURG, THE — 2020
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,315,650,000 | 1,430,866,000 | 1,431,202,000 | 1,506,348,000 |
| Total loans | 731,270,000 | 793,369,000 | 804,344,000 | 769,665,000 |
| Allowance for loan losses | 7,240,000 | 8,308,000 | 8,428,000 | 8,481,000 |
| Securities available for sale | 439,019,000 | 489,926,000 | 487,351,000 | 546,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,108,340,000 | 1,219,645,000 | 1,213,751,000 | 1,298,293,000 |
| Interest-bearing deposits | 898,052,000 | 956,495,000 | 943,345,000 | 1,020,349,000 |
| Noninterest-bearing deposits | 210,288,000 | 263,150,000 | 270,406,000 | 277,944,000 |
| Equity capital | 189,347,000 | 193,806,000 | 199,411,000 | 187,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,386,000 | 22,135,000 | 32,843,000 | 44,004,000 |
| Interest expense | 1,796,000 | 3,394,000 | 4,814,000 | 5,837,000 |
| Net interest income | 9,590,000 | 18,741,000 | 28,029,000 | 38,167,000 |
| Noninterest income | 2,091,000 | 4,069,000 | 6,227,000 | 8,625,000 |
| Noninterest expense | 6,465,000 | 12,503,000 | 18,640,000 | 24,952,000 |
| Provision for loan losses | 479,000 | 1,831,000 | 1,985,000 | 1,991,000 |
| Pretax income | 4,757,000 | 8,558,000 | 13,727,000 | 19,957,000 |
| Income tax | 796,000 | 1,378,000 | 2,187,000 | 3,289,000 |
| Net income | 3,961,000 | 7,180,000 | 11,540,000 | 16,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,541,000 | 185,472,000 | 188,873,000 | 177,409,000 |
| Total capital | 193,822,000 | 193,830,000 | 197,346,000 | 185,937,000 |
| Risk-weighted assets | 818,842,000 | 901,081,000 | 920,587,000 | 932,364,000 |