Call reports 2019
NATIONAL BANK OF BLACKSBURG, THE — 2019
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,254,230,000 | 1,266,004,000 | 1,269,318,000 | 1,318,594,000 |
| Total loans | 718,974,000 | 730,368,000 | 724,620,000 | 734,356,000 |
| Allowance for loan losses | 7,360,000 | 7,304,000 | 7,262,000 | 6,863,000 |
| Securities available for sale | 404,645,000 | 396,347,000 | 334,150,000 | 435,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,340,000 | 1,069,941,000 | 1,068,235,000 | 1,119,961,000 |
| Interest-bearing deposits | 860,756,000 | 866,264,000 | 850,307,000 | 917,887,000 |
| Noninterest-bearing deposits | 199,584,000 | 203,677,000 | 217,928,000 | 202,074,000 |
| Equity capital | 178,293,000 | 181,136,000 | 185,460,000 | 181,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,136,000 | 22,422,000 | 33,705,000 | 45,129,000 |
| Interest expense | 1,793,000 | 3,707,000 | 5,573,000 | 7,380,000 |
| Net interest income | 9,343,000 | 18,715,000 | 28,132,000 | 37,749,000 |
| Noninterest income | 2,517,000 | 4,586,000 | 6,781,000 | 8,937,000 |
| Noninterest expense | 6,426,000 | 12,848,000 | 19,256,000 | 25,689,000 |
| Provision for loan losses | 200,000 | 255,000 | 350,000 | 126,000 |
| Pretax income | 5,246,000 | 10,218,000 | 15,489,000 | 21,437,000 |
| Income tax | 798,000 | 1,553,000 | 2,389,000 | 3,426,000 |
| Net income | 4,448,000 | 8,665,000 | 13,100,000 | 18,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,095,000 | 178,023,000 | 181,721,000 | 182,044,000 |
| Total capital | 185,485,000 | 185,370,000 | 189,026,000 | 188,946,000 |
| Risk-weighted assets | 818,448,000 | 822,906,000 | 808,212,000 | 816,962,000 |