Call reports 2018
NATIONAL BANK OF BLACKSBURG, THE — 2018
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,267,591,000 | 1,263,868,000 | 1,254,728,000 | 1,253,172,000 |
| Total loans | 658,663,000 | 691,981,000 | 702,861,000 | 709,871,000 |
| Allowance for loan losses | 7,391,000 | 7,579,000 | 7,713,000 | 7,390,000 |
| Securities available for sale | 337,211,000 | 467,505,000 | 448,484,000 | 425,010,000 |
| Securities held to maturity | 122,905,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,073,046,000 | 1,068,907,000 | 1,022,288,000 | 1,052,082,000 |
| Interest-bearing deposits | 882,194,000 | 872,832,000 | 822,223,000 | 856,501,000 |
| Noninterest-bearing deposits | 190,852,000 | 196,075,000 | 200,065,000 | 195,581,000 |
| Equity capital | 183,856,000 | 183,416,000 | 185,906,000 | 188,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,482,000 | 21,207,000 | 32,148,000 | 43,214,000 |
| Interest expense | 1,081,000 | 2,226,000 | 3,471,000 | 5,047,000 |
| Net interest income | 9,401,000 | 18,981,000 | 28,677,000 | 38,167,000 |
| Noninterest income | 2,270,000 | 4,414,000 | 6,423,000 | 8,595,000 |
| Noninterest expense | 8,261,000 | 14,649,000 | 20,966,000 | 27,175,000 |
| Provision for loan losses | -472,000 | -130,000 | 93,000 | -81,000 |
| Pretax income | 3,882,000 | 8,876,000 | 14,041,000 | 19,685,000 |
| Income tax | 470,000 | 1,176,000 | 1,907,000 | 2,808,000 |
| Net income | 3,412,000 | 7,700,000 | 12,134,000 | 16,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,679,000 | 189,962,000 | 194,430,000 | 194,823,000 |
| Total capital | 198,070,000 | 197,575,000 | 202,187,000 | 202,238,000 |
| Risk-weighted assets | 802,866,000 | 836,608,000 | 831,565,000 | 816,660,000 |