Call reports 2017
NATIONAL BANK OF BLACKSBURG, THE — 2017
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,239,788,000 | 1,256,038,000 | 1,229,402,000 | 1,253,722,000 |
| Total loans | 652,921,000 | 655,224,000 | 660,867,000 | 668,329,000 |
| Allowance for loan losses | 8,261,000 | 8,372,000 | 8,473,000 | 7,925,000 |
| Securities available for sale | 304,196,000 | 308,243,000 | 309,323,000 | 331,387,000 |
| Securities held to maturity | 133,596,000 | 130,712,000 | 129,750,000 | 127,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,046,572,000 | 1,062,447,000 | 1,032,185,000 | 1,059,806,000 |
| Interest-bearing deposits | 863,730,000 | 880,489,000 | 847,490,000 | 877,223,000 |
| Noninterest-bearing deposits | 182,842,000 | 181,958,000 | 184,695,000 | 182,583,000 |
| Equity capital | 180,794,000 | 182,213,000 | 185,756,000 | 183,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,235,000 | 20,527,000 | 30,825,000 | 41,248,000 |
| Interest expense | 1,028,000 | 2,076,000 | 3,097,000 | 4,125,000 |
| Net interest income | 9,207,000 | 18,451,000 | 27,728,000 | 37,123,000 |
| Noninterest income | 2,267,000 | 4,550,000 | 6,994,000 | 9,602,000 |
| Noninterest expense | 6,600,000 | 12,866,000 | 19,222,000 | 25,407,000 |
| Provision for loan losses | 59,000 | 523,000 | 724,000 | 157,000 |
| Pretax income | 4,815,000 | 9,616,000 | 14,780,000 | 21,171,000 |
| Income tax | 1,102,000 | 2,205,000 | 3,419,000 | 6,596,000 |
| Net income | 3,713,000 | 7,411,000 | 11,361,000 | 14,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,543,000 | 183,389,000 | 187,383,000 | 187,978,000 |
| Total capital | 191,804,000 | 191,761,000 | 195,856,000 | 195,903,000 |
| Risk-weighted assets | 705,245,000 | 769,272,000 | 779,789,000 | 805,656,000 |