Call reports 2016
NATIONAL BANK OF BLACKSBURG, THE — 2016
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,205,779,000 | 1,208,221,000 | 1,201,004,000 | 1,230,498,000 |
| Total loans | 607,706,000 | 631,579,000 | 636,675,000 | 648,230,000 |
| Allowance for loan losses | 8,107,000 | 8,195,000 | 8,301,000 | 8,300,000 |
| Securities available for sale | 269,969,000 | 303,101,000 | 291,126,000 | 304,119,000 |
| Securities held to maturity | 144,213,000 | 137,973,000 | 137,597,000 | 134,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,018,829,000 | 1,021,880,000 | 1,011,072,000 | 1,043,598,000 |
| Interest-bearing deposits | 848,305,000 | 850,388,000 | 837,498,000 | 871,496,000 |
| Noninterest-bearing deposits | 170,524,000 | 171,492,000 | 173,574,000 | 172,102,000 |
| Equity capital | 177,894,000 | 178,695,000 | 181,863,000 | 176,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,483,000 | 20,775,000 | 30,932,000 | 40,926,000 |
| Interest expense | 1,068,000 | 2,131,000 | 3,150,000 | 4,166,000 |
| Net interest income | 9,415,000 | 18,644,000 | 27,782,000 | 36,760,000 |
| Noninterest income | 2,023,000 | 4,405,000 | 6,626,000 | 8,707,000 |
| Noninterest expense | 6,284,000 | 12,108,000 | 18,331,000 | 24,378,000 |
| Provision for loan losses | 203,000 | 857,000 | 1,148,000 | 1,650,000 |
| Pretax income | 4,975,000 | 10,182,000 | 15,128,000 | 19,670,000 |
| Income tax | 1,127,000 | 2,349,000 | 3,508,000 | 4,512,000 |
| Net income | 3,848,000 | 7,833,000 | 11,620,000 | 15,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,365,000 | 177,598,000 | 180,443,000 | 179,795,000 |
| Total capital | 185,472,000 | 185,793,000 | 188,744,000 | 188,095,000 |
| Risk-weighted assets | 708,464,000 | 740,488,000 | 736,152,000 | 715,294,000 |