Call reports 2015
NATIONAL BANK OF BLACKSBURG, THE — 2015
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,162,701,000 | 1,146,186,000 | 1,142,014,000 | 1,197,804,000 |
| Total loans | 623,262,000 | 627,794,000 | 627,086,000 | 619,642,000 |
| Allowance for loan losses | 8,257,000 | 8,131,000 | 8,117,000 | 8,297,000 |
| Securities available for sale | 238,376,000 | 218,388,000 | 211,096,000 | 236,004,000 |
| Securities held to maturity | 155,683,000 | 155,253,000 | 154,193,000 | 151,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 985,252,000 | 974,453,000 | 962,871,000 | 1,019,269,000 |
| Interest-bearing deposits | 824,740,000 | 816,172,000 | 798,653,000 | 852,406,000 |
| Noninterest-bearing deposits | 160,512,000 | 158,281,000 | 164,218,000 | 166,863,000 |
| Equity capital | 171,011,000 | 165,914,000 | 172,853,000 | 170,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,789,000 | 21,518,000 | 32,275,000 | 42,911,000 |
| Interest expense | 1,088,000 | 2,139,000 | 3,147,000 | 4,184,000 |
| Net interest income | 9,701,000 | 19,379,000 | 29,128,000 | 38,727,000 |
| Noninterest income | 1,588,000 | 3,873,000 | 5,940,000 | 8,157,000 |
| Noninterest expense | 5,962,000 | 11,982,000 | 17,916,000 | 23,851,000 |
| Provision for loan losses | 201,000 | 556,000 | 734,000 | 2,009,000 |
| Pretax income | 5,124,000 | 10,717,000 | 16,423,000 | 21,057,000 |
| Income tax | 1,085,000 | 2,412,000 | 3,767,000 | 4,829,000 |
| Net income | 4,039,000 | 8,305,000 | 12,656,000 | 16,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,838,000 | 169,559,000 | 174,052,000 | 173,629,000 |
| Total capital | 177,095,000 | 177,690,000 | 182,169,000 | 181,926,000 |
| Risk-weighted assets | 679,907,000 | 726,719,000 | 720,404,000 | 719,077,000 |