Call reports 2014
NATIONAL BANK OF BLACKSBURG, THE — 2014
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,121,087,000 | 1,126,156,000 | 1,113,987,000 | 1,152,528,000 |
| Total loans | 589,048,000 | 593,783,000 | 596,526,000 | 605,756,000 |
| Allowance for loan losses | 8,297,000 | 7,971,000 | 8,031,000 | 8,263,000 |
| Securities available for sale | 189,923,000 | 195,290,000 | 204,887,000 | 222,718,000 |
| Securities held to maturity | 164,945,000 | 162,503,000 | 162,005,000 | 161,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 964,556,000 | 967,626,000 | 949,140,000 | 982,695,000 |
| Interest-bearing deposits | 818,123,000 | 820,736,000 | 795,804,000 | 831,684,000 |
| Noninterest-bearing deposits | 146,433,000 | 146,890,000 | 153,336,000 | 151,011,000 |
| Equity capital | 151,210,000 | 154,695,000 | 160,782,000 | 164,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,110,000 | 22,129,000 | 33,075,000 | 43,940,000 |
| Interest expense | 1,315,000 | 2,610,000 | 3,757,000 | 4,899,000 |
| Net interest income | 9,795,000 | 19,519,000 | 29,318,000 | 39,041,000 |
| Noninterest income | 1,949,000 | 4,051,000 | 6,108,000 | 8,167,000 |
| Noninterest expense | 5,744,000 | 11,445,000 | 17,217,000 | 23,007,000 |
| Provision for loan losses | 103,000 | 804,000 | 1,160,000 | 1,641,000 |
| Pretax income | 5,898,000 | 11,322,000 | 17,054,000 | 22,562,000 |
| Income tax | 1,376,000 | 2,598,000 | 3,938,000 | 5,205,000 |
| Net income | 4,522,000 | 8,724,000 | 13,116,000 | 17,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,613,000 | 157,263,000 | 161,923,000 | 162,402,000 |
| Total capital | 164,910,000 | 165,234,000 | 169,954,000 | 170,665,000 |
| Risk-weighted assets | 681,146,000 | 685,559,000 | 686,796,000 | 692,981,000 |