Call reports 2013
NATIONAL BANK OF BLACKSBURG, THE — 2013
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,095,580,000 | 1,088,175,000 | 1,074,614,000 | 1,107,992,000 |
| Total loans | 575,271,000 | 590,011,000 | 591,281,000 | 596,966,000 |
| Allowance for loan losses | 8,291,000 | 7,952,000 | 8,090,000 | 8,227,000 |
| Securities available for sale | 188,827,000 | 203,268,000 | 189,633,000 | 181,089,000 |
| Securities held to maturity | 166,947,000 | 166,915,000 | 164,752,000 | 163,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,325,000 | 938,642,000 | 923,712,000 | 960,219,000 |
| Interest-bearing deposits | 792,304,000 | 794,357,000 | 775,570,000 | 817,391,000 |
| Noninterest-bearing deposits | 145,021,000 | 144,285,000 | 148,142,000 | 142,828,000 |
| Equity capital | 150,929,000 | 143,214,000 | 144,050,000 | 143,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,453,000 | 22,957,000 | 34,417,000 | 45,771,000 |
| Interest expense | 1,680,000 | 3,227,000 | 4,615,000 | 5,954,000 |
| Net interest income | 9,773,000 | 19,730,000 | 29,802,000 | 39,817,000 |
| Noninterest income | 1,908,000 | 3,971,000 | 6,077,000 | 8,264,000 |
| Noninterest expense | 5,624,000 | 11,393,000 | 17,207,000 | 22,973,000 |
| Provision for loan losses | 671,000 | 1,026,000 | 1,329,000 | 1,531,000 |
| Pretax income | 5,376,000 | 11,261,000 | 17,334,000 | 23,547,000 |
| Income tax | 1,151,000 | 2,485,000 | 3,892,000 | 5,355,000 |
| Net income | 4,225,000 | 8,776,000 | 13,442,000 | 18,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,829,000 | 145,898,000 | 150,832,000 | 151,822,000 |
| Total capital | 153,049,000 | 153,850,000 | 158,922,000 | 160,049,000 |
| Risk-weighted assets | 657,535,000 | 681,122,000 | 674,315,000 | 687,256,000 |