Call reports 2012
NATIONAL BANK OF BLACKSBURG, THE — 2012
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,080,637,000 | 1,085,124,000 | 1,077,832,000 | 1,101,345,000 |
| Total loans | 585,935,000 | 587,618,000 | 594,476,000 | 594,958,000 |
| Allowance for loan losses | 8,063,000 | 8,168,000 | 8,254,000 | 8,349,000 |
| Securities available for sale | 193,547,000 | 185,047,000 | 193,368,000 | 186,981,000 |
| Securities held to maturity | 139,367,000 | 146,451,000 | 161,728,000 | 160,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 931,900,000 | 935,501,000 | 924,545,000 | 946,939,000 |
| Interest-bearing deposits | 786,722,000 | 788,539,000 | 777,037,000 | 802,514,000 |
| Noninterest-bearing deposits | 145,178,000 | 146,962,000 | 147,508,000 | 144,425,000 |
| Equity capital | 142,150,000 | 144,077,000 | 147,817,000 | 147,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,033,000 | 24,064,000 | 36,202,000 | 48,233,000 |
| Interest expense | 2,117,000 | 4,135,000 | 6,070,000 | 7,887,000 |
| Net interest income | 9,916,000 | 19,929,000 | 30,132,000 | 40,346,000 |
| Noninterest income | 2,034,000 | 4,227,000 | 6,307,000 | 8,503,000 |
| Noninterest expense | 5,458,000 | 10,875,000 | 16,735,000 | 22,353,000 |
| Provision for loan losses | 672,000 | 1,776,000 | 2,554,000 | 3,134,000 |
| Pretax income | 5,826,000 | 11,510,000 | 17,137,000 | 23,340,000 |
| Income tax | 1,351,000 | 2,643,000 | 3,891,000 | 5,315,000 |
| Net income | 4,475,000 | 8,867,000 | 13,246,000 | 18,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,611,000 | 134,595,000 | 139,245,000 | 140,335,000 |
| Total capital | 141,674,000 | 142,763,000 | 147,499,000 | 148,684,000 |
| Risk-weighted assets | 664,474,000 | 670,592,000 | 681,490,000 | 674,805,000 |