Call reports 2011
NATIONAL BANK OF BLACKSBURG, THE — 2011
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,023,144,000 | 1,031,207,000 | 1,038,632,000 | 1,063,754,000 |
| Total loans | 587,902,000 | 593,820,000 | 597,525,000 | 591,093,000 |
| Allowance for loan losses | 8,245,000 | 8,494,000 | 8,719,000 | 8,068,000 |
| Securities available for sale | 185,710,000 | 185,373,000 | 174,715,000 | 169,839,000 |
| Securities held to maturity | 132,669,000 | 136,399,000 | 138,148,000 | 143,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 885,975,000 | 892,233,000 | 894,371,000 | 919,444,000 |
| Interest-bearing deposits | 749,126,000 | 756,146,000 | 753,626,000 | 777,170,000 |
| Noninterest-bearing deposits | 136,849,000 | 136,087,000 | 140,745,000 | 142,274,000 |
| Equity capital | 130,923,000 | 133,329,000 | 138,909,000 | 138,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,368,000 | 24,780,000 | 37,269,000 | 49,598,000 |
| Interest expense | 2,379,000 | 4,726,000 | 7,007,000 | 9,183,000 |
| Net interest income | 9,989,000 | 20,054,000 | 30,262,000 | 40,415,000 |
| Noninterest income | 1,788,000 | 3,807,000 | 5,843,000 | 7,857,000 |
| Noninterest expense | 5,747,000 | 11,444,000 | 17,063,000 | 22,001,000 |
| Provision for loan losses | 800,000 | 1,553,000 | 2,196,000 | 2,949,000 |
| Pretax income | 5,216,000 | 10,836,000 | 16,816,000 | 23,308,000 |
| Income tax | 1,128,000 | 2,400,000 | 3,804,000 | 5,362,000 |
| Net income | 4,088,000 | 8,436,000 | 13,012,000 | 17,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,453,000 | 122,421,000 | 127,268,000 | 128,864,000 |
| Total capital | 129,698,000 | 130,804,000 | 135,641,000 | 136,932,000 |
| Risk-weighted assets | 667,661,000 | 670,522,000 | 669,498,000 | 666,844,000 |