Call reports 2010
NATIONAL BANK OF BLACKSBURG, THE — 2010
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 989,187,000 | 991,127,000 | 978,726,000 | 1,018,622,000 |
| Total loans | 589,432,000 | 585,116,000 | 584,365,000 | 578,902,000 |
| Allowance for loan losses | 7,141,000 | 7,553,000 | 7,794,000 | 7,664,000 |
| Securities available for sale | 156,022,000 | 156,269,000 | 149,491,000 | 179,482,000 |
| Securities held to maturity | 125,547,000 | 132,893,000 | 127,480,000 | 131,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,481,000 | 859,366,000 | 841,916,000 | 884,657,000 |
| Interest-bearing deposits | 741,315,000 | 733,643,000 | 715,979,000 | 753,042,000 |
| Noninterest-bearing deposits | 116,166,000 | 125,723,000 | 125,937,000 | 131,615,000 |
| Equity capital | 123,428,000 | 124,847,000 | 129,755,000 | 126,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,195,000 | 24,445,000 | 36,608,000 | 48,746,000 |
| Interest expense | 2,979,000 | 5,828,000 | 8,554,000 | 11,157,000 |
| Net interest income | 9,216,000 | 18,617,000 | 28,054,000 | 37,589,000 |
| Noninterest income | 1,950,000 | 4,041,000 | 6,057,000 | 8,236,000 |
| Noninterest expense | 5,573,000 | 11,010,000 | 16,490,000 | 22,093,000 |
| Provision for loan losses | 647,000 | 1,499,000 | 2,209,000 | 3,409,000 |
| Pretax income | 4,927,000 | 10,140,000 | 15,407,000 | 20,304,000 |
| Income tax | 1,079,000 | 2,204,000 | 3,348,000 | 4,369,000 |
| Net income | 3,848,000 | 7,936,000 | 12,059,000 | 15,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,504,000 | 111,812,000 | 116,206,000 | 117,094,000 |
| Total capital | 117,645,000 | 119,365,000 | 124,000,000 | 124,758,000 |
| Risk-weighted assets | 665,628,000 | 661,412,000 | 655,622,000 | 657,419,000 |