Call reports 2009
NATIONAL BANK OF BLACKSBURG, THE — 2009
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 975,870,000 | 980,757,000 | 962,021,000 | 978,533,000 |
| Total loans | 575,712,000 | 577,626,000 | 582,269,000 | 590,073,000 |
| Allowance for loan losses | 6,118,000 | 6,284,000 | 6,453,000 | 6,926,000 |
| Securities available for sale | 160,151,000 | 163,844,000 | 163,699,000 | 162,427,000 |
| Securities held to maturity | 134,484,000 | 136,515,000 | 132,786,000 | 129,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,924,000 | 861,916,000 | 835,918,000 | 852,132,000 |
| Interest-bearing deposits | 745,356,000 | 744,667,000 | 713,354,000 | 729,564,000 |
| Noninterest-bearing deposits | 112,568,000 | 117,249,000 | 122,564,000 | 122,568,000 |
| Equity capital | 110,280,000 | 111,710,000 | 118,239,000 | 118,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,487,000 | 25,071,000 | 37,598,000 | 50,074,000 |
| Interest expense | 4,411,000 | 8,685,000 | 12,560,000 | 15,822,000 |
| Net interest income | 8,076,000 | 16,386,000 | 25,038,000 | 34,252,000 |
| Noninterest income | 1,997,000 | 4,174,000 | 6,374,000 | 8,427,000 |
| Noninterest expense | 5,421,000 | 11,400,000 | 17,098,000 | 22,767,000 |
| Provision for loan losses | 370,000 | 648,000 | 953,000 | 1,634,000 |
| Pretax income | 4,283,000 | 8,502,000 | 13,334,000 | 18,241,000 |
| Income tax | 895,000 | 1,714,000 | 2,722,000 | 3,736,000 |
| Net income | 3,388,000 | 6,788,000 | 10,612,000 | 14,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,276,000 | 101,107,000 | 105,201,000 | 106,384,000 |
| Total capital | 106,394,000 | 107,391,000 | 111,654,000 | 113,310,000 |
| Risk-weighted assets | 655,679,000 | 659,566,000 | 659,564,000 | 670,307,000 |