Call reports 2008
NATIONAL BANK OF BLACKSBURG, THE — 2008
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 907,500,000 | 890,780,000 | 898,127,000 | 931,419,000 |
| Total loans | 528,040,000 | 535,249,000 | 546,934,000 | 575,905,000 |
| Allowance for loan losses | 5,228,000 | 5,267,000 | 5,435,000 | 5,858,000 |
| Securities available for sale | 154,951,000 | 153,655,000 | 145,544,000 | 141,436,000 |
| Securities held to maturity | 116,190,000 | 129,470,000 | 127,109,000 | 117,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 795,246,000 | 781,198,000 | 786,065,000 | 817,959,000 |
| Interest-bearing deposits | 676,531,000 | 657,144,000 | 672,050,000 | 708,218,000 |
| Noninterest-bearing deposits | 118,715,000 | 124,054,000 | 114,015,000 | 109,741,000 |
| Equity capital | 105,257,000 | 103,807,000 | 106,037,000 | 106,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,682,000 | 25,132,000 | 37,516,000 | 50,007,000 |
| Interest expense | 5,407,000 | 10,218,000 | 14,411,000 | 18,811,000 |
| Net interest income | 7,275,000 | 14,914,000 | 23,105,000 | 31,196,000 |
| Noninterest income | 1,935,000 | 4,074,000 | 6,227,000 | 8,413,000 |
| Noninterest expense | 5,320,000 | 10,465,000 | 15,730,000 | 21,099,000 |
| Provision for loan losses | 100,000 | 235,000 | 515,000 | 1,119,000 |
| Pretax income | 4,039,000 | 8,519,000 | 13,300,000 | 17,590,000 |
| Income tax | 866,000 | 1,856,000 | 2,918,000 | 3,766,000 |
| Net income | 3,173,000 | 6,663,000 | 10,382,000 | 13,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,667,000 | 91,733,000 | 95,731,000 | 96,610,000 |
| Total capital | 95,895,000 | 97,000,000 | 101,166,000 | 102,468,000 |
| Risk-weighted assets | 615,373,000 | 623,766,000 | 634,537,000 | 655,875,000 |