Call reports 2007
NATIONAL BANK OF BLACKSBURG, THE — 2007
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 877,482,000 | 872,899,000 | 857,992,000 | 882,866,000 |
| Total loans | 504,479,000 | 509,183,000 | 514,624,000 | 523,874,000 |
| Allowance for loan losses | 5,045,000 | 5,000,000 | 5,043,000 | 5,219,000 |
| Securities available for sale | 160,351,000 | 155,687,000 | 155,034,000 | 152,402,000 |
| Securities held to maturity | 121,838,000 | 121,662,000 | 120,419,000 | 114,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 774,376,000 | 771,460,000 | 752,050,000 | 776,431,000 |
| Interest-bearing deposits | 663,659,000 | 655,383,000 | 638,527,000 | 662,978,000 |
| Noninterest-bearing deposits | 110,717,000 | 116,077,000 | 113,523,000 | 113,453,000 |
| Equity capital | 95,816,000 | 94,919,000 | 99,401,000 | 100,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,512,000 | 25,184,000 | 37,853,000 | 50,674,000 |
| Interest expense | 5,415,000 | 10,784,000 | 16,225,000 | 21,741,000 |
| Net interest income | 7,097,000 | 14,400,000 | 21,628,000 | 28,933,000 |
| Noninterest income | 2,021,000 | 4,190,000 | 6,250,000 | 8,413,000 |
| Noninterest expense | 5,062,000 | 10,332,000 | 15,266,000 | 20,242,000 |
| Provision for loan losses | -3,000 | 10,000 | 129,000 | 423,000 |
| Pretax income | 4,073,000 | 8,262,000 | 12,497,000 | 16,695,000 |
| Income tax | 940,000 | 1,913,000 | 2,906,000 | 3,838,000 |
| Net income | 3,133,000 | 6,349,000 | 9,591,000 | 12,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,970,000 | 83,888,000 | 87,414,000 | 87,249,000 |
| Total capital | 88,015,000 | 88,888,000 | 92,457,000 | 92,468,000 |
| Risk-weighted assets | 594,885,000 | 604,822,000 | 603,769,000 | 613,731,000 |