Call reports 2006
NATIONAL BANK OF BLACKSBURG, THE — 2006
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 499,788,000 | 838,919,000 | 840,773,000 | 864,107,000 |
| Total loans | 324,591,000 | 495,721,000 | 497,828,000 | 501,451,000 |
| Allowance for loan losses | 2,976,000 | 5,340,000 | 5,252,000 | 5,157,000 |
| Securities available for sale | 79,959,000 | 156,716,000 | 155,928,000 | 164,075,000 |
| Securities held to maturity | 49,531,000 | 104,864,000 | 104,864,000 | 115,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,154,000 | 746,787,000 | 742,884,000 | 764,815,000 |
| Interest-bearing deposits | 378,633,000 | 638,330,000 | 634,822,000 | 663,525,000 |
| Noninterest-bearing deposits | 64,521,000 | 108,457,000 | 108,062,000 | 101,290,000 |
| Equity capital | 53,480,000 | 88,620,000 | 93,552,000 | 93,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,069,000 | 23,390,000 | 35,407,000 | 47,802,000 |
| Interest expense | 2,341,000 | 8,619,000 | 13,310,000 | 18,567,000 |
| Net interest income | 4,728,000 | 14,771,000 | 22,097,000 | 29,235,000 |
| Noninterest income | 1,665,000 | 4,311,000 | 6,396,000 | 8,571,000 |
| Noninterest expense | 3,467,000 | 10,735,000 | 15,908,000 | 20,993,000 |
| Provision for loan losses | 10,000 | 24,000 | 40,000 | 49,000 |
| Pretax income | 2,918,000 | 8,329,000 | 12,598,000 | 16,834,000 |
| Income tax | 761,000 | 2,005,000 | 3,017,000 | 3,959,000 |
| Net income | 2,157,000 | 6,324,000 | 9,581,000 | 12,875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,217,000 | 75,323,000 | 78,868,000 | 79,904,000 |
| Total capital | 47,193,000 | 80,663,000 | 84,120,000 | 85,061,000 |
| Risk-weighted assets | 369,732,000 | 594,032,000 | 585,479,000 | 588,395,000 |