Call reports 2002
NATIONAL BANK OF BLACKSBURG, THE — 2002
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 359,891,000 | 362,931,000 | 370,062,000 | 381,100,000 |
| Total loans | 239,622,000 | 241,431,000 | 240,297,000 | 239,166,000 |
| Allowance for loan losses | 2,791,000 | 2,899,000 | 2,999,000 | 2,972,000 |
| Securities available for sale | 48,501,000 | 53,767,000 | 59,930,000 | 65,238,000 |
| Securities held to maturity | 43,063,000 | 40,621,000 | 37,250,000 | 44,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,242,000 | 325,424,000 | 330,280,000 | 340,752,000 |
| Interest-bearing deposits | 280,707,000 | 282,254,000 | 283,294,000 | 295,894,000 |
| Noninterest-bearing deposits | 42,535,000 | 43,170,000 | 46,986,000 | 44,858,000 |
| Equity capital | 35,119,000 | 36,223,000 | 38,385,000 | 38,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,029,000 | 12,120,000 | 18,258,000 | 24,379,000 |
| Interest expense | 2,243,000 | 4,390,000 | 6,458,000 | 8,488,000 |
| Net interest income | 3,786,000 | 7,730,000 | 11,800,000 | 15,891,000 |
| Noninterest income | 1,016,000 | 2,095,000 | 3,139,000 | 4,205,000 |
| Noninterest expense | 2,595,000 | 5,236,000 | 7,877,000 | 10,402,000 |
| Provision for loan losses | 365,000 | 680,000 | 945,000 | 1,185,000 |
| Pretax income | 1,854,000 | 3,948,000 | 6,156,000 | 8,552,000 |
| Income tax | 433,000 | 955,000 | 1,505,000 | 2,126,000 |
| Net income | 1,421,000 | 2,993,000 | 4,651,000 | 6,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,313,000 | 30,930,000 | 32,698,000 | 33,398,000 |
| Total capital | 33,104,000 | 33,829,000 | 35,697,000 | 36,370,000 |
| Risk-weighted assets | 258,654,000 | 263,125,000 | 264,678,000 | 268,970,000 |