Call reports 2001
NATIONAL BANK OF BLACKSBURG, THE — 2001
What NATIONAL BANK OF BLACKSBURG, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 360,502,000 | 353,878,000 | 353,345,000 | 358,009,000 |
| Total loans | 228,011,000 | 230,352,000 | 235,417,000 | 232,674,000 |
| Allowance for loan losses | 2,453,000 | 2,418,000 | 2,522,000 | 2,602,000 |
| Securities available for sale | 56,189,000 | 59,606,000 | 53,443,000 | 46,905,000 |
| Securities held to maturity | 25,443,000 | 29,370,000 | 27,891,000 | 44,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,628,000 | 320,048,000 | 317,778,000 | 322,711,000 |
| Interest-bearing deposits | 284,793,000 | 278,691,000 | 275,676,000 | 280,989,000 |
| Noninterest-bearing deposits | 41,835,000 | 41,357,000 | 42,102,000 | 41,722,000 |
| Equity capital | 32,027,000 | 32,214,000 | 33,918,000 | 33,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,700,000 | 13,343,000 | 19,881,000 | 26,102,000 |
| Interest expense | 3,334,000 | 6,635,000 | 9,587,000 | 12,131,000 |
| Net interest income | 3,366,000 | 6,708,000 | 10,294,000 | 13,971,000 |
| Noninterest income | 892,000 | 1,927,000 | 2,929,000 | 3,917,000 |
| Noninterest expense | 2,613,000 | 5,231,000 | 7,885,000 | 10,610,000 |
| Provision for loan losses | 215,000 | 430,000 | 645,000 | 859,000 |
| Pretax income | 1,430,000 | 2,961,000 | 4,680,000 | 6,436,000 |
| Income tax | 385,000 | 784,000 | 1,233,000 | 1,671,000 |
| Net income | 1,045,000 | 2,177,000 | 3,447,000 | 4,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,553,000 | 26,966,000 | 28,347,000 | 28,781,000 |
| Total capital | 29,006,000 | 29,384,000 | 30,869,000 | 31,383,000 |
| Risk-weighted assets | 248,159,000 | 255,271,000 | 254,853,000 | 251,879,000 |