Call reports 2020
STOCKMENS NATIONAL BANK IN COTULLA — 2020
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,262,000 | 104,598,000 | 97,272,000 | 102,936,000 |
| Total loans | 16,536,000 | 16,064,000 | 16,801,000 | 16,413,000 |
| Allowance for loan losses | 211,000 | 230,000 | 240,000 | 248,000 |
| Securities available for sale | 23,040,000 | 15,257,000 | 16,140,000 | 31,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,666,000 | 92,942,000 | 85,588,000 | 91,277,000 |
| Interest-bearing deposits | 64,016,000 | 55,657,000 | 50,642,000 | 53,127,000 |
| Noninterest-bearing deposits | 43,650,000 | 37,285,000 | 34,946,000 | 38,150,000 |
| Equity capital | 11,490,000 | 11,524,000 | 11,558,000 | 11,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,083,000 | 1,416,000 | 1,727,000 |
| Interest expense | 88,000 | 118,000 | 132,000 | 144,000 |
| Net interest income | 619,000 | 965,000 | 1,284,000 | 1,583,000 |
| Noninterest income | 101,000 | 173,000 | 245,000 | 326,000 |
| Noninterest expense | 385,000 | 745,000 | 1,097,000 | 1,451,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 35,000 |
| Pretax income | 335,000 | 378,000 | 407,000 | 423,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 378,000 | 407,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,426,000 | 11,470,000 | 11,498,000 | 11,515,000 |