Call reports 2016
STOCKMENS NATIONAL BANK IN COTULLA — 2016
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 100,775,000 | 98,433,000 | 86,023,000 | 98,069,000 |
| Total loans | 16,288,000 | 16,651,000 | 17,125,000 | 17,926,000 |
| Allowance for loan losses | 195,000 | 184,000 | 168,000 | 184,000 |
| Securities available for sale | 47,576,000 | 44,658,000 | 30,996,000 | 38,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,073,000 | 88,428,000 | 75,869,000 | 88,364,000 |
| Interest-bearing deposits | 65,060,000 | 62,691,000 | 51,149,000 | 56,281,000 |
| Noninterest-bearing deposits | 26,013,000 | 25,737,000 | 24,720,000 | 32,082,000 |
| Equity capital | 9,588,000 | 9,884,000 | 10,034,000 | 9,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,021,000 | 1,535,000 | 1,994,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 56,000 |
| Net interest income | 496,000 | 991,000 | 1,491,000 | 1,938,000 |
| Noninterest income | 114,000 | 218,000 | 308,000 | 408,000 |
| Noninterest expense | 376,000 | 721,000 | 1,063,000 | 1,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 234,000 | 488,000 | 736,000 | 918,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 488,000 | 736,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,468,000 | 9,727,000 | 9,971,000 | 10,153,000 |
| Total capital | 9,663,000 | 9,911,000 | 10,139,000 | 10,337,000 |
| Risk-weighted assets | 27,722,000 | 27,430,000 | 25,350,000 | 27,640,000 |