Call reports 2015
STOCKMENS NATIONAL BANK IN COTULLA — 2015
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,327,000 | 107,296,000 | 104,966,000 | 104,431,000 |
| Total loans | 17,578,000 | 18,737,000 | 19,379,000 | 19,495,000 |
| Allowance for loan losses | 208,000 | 205,000 | 204,000 | 197,000 |
| Securities available for sale | 59,600,000 | 57,997,000 | 58,256,000 | 52,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,406,000 | 98,080,000 | 95,328,000 | 94,836,000 |
| Interest-bearing deposits | 83,545,000 | 70,663,000 | 66,575,000 | 65,284,000 |
| Noninterest-bearing deposits | 39,861,000 | 27,417,000 | 28,753,000 | 29,552,000 |
| Equity capital | 8,840,000 | 9,106,000 | 9,515,000 | 9,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 943,000 | 1,441,000 | 1,975,000 |
| Interest expense | 19,000 | 36,000 | 54,000 | 68,000 |
| Net interest income | 445,000 | 907,000 | 1,387,000 | 1,907,000 |
| Noninterest income | 105,000 | 220,000 | 348,000 | 480,000 |
| Noninterest expense | 343,000 | 702,000 | 1,045,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 425,000 | 690,000 | 1,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 425,000 | 690,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,782,000 | 8,999,000 | 9,264,000 | 9,574,000 |
| Total capital | 8,990,000 | 9,204,000 | 9,468,000 | 9,771,000 |
| Risk-weighted assets | 32,115,000 | 32,126,000 | 33,055,000 | 32,090,000 |