Call reports 2014
STOCKMENS NATIONAL BANK IN COTULLA — 2014
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 104,296,000 | 100,328,000 | 115,707,000 | 128,981,000 |
| Total loans | 20,550,000 | 19,685,000 | 20,160,000 | 19,567,000 |
| Allowance for loan losses | 215,000 | 213,000 | 210,000 | 208,000 |
| Securities available for sale | 47,589,000 | 48,765,000 | 58,873,000 | 58,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,414,000 | 92,183,000 | 107,543,000 | 120,352,000 |
| Interest-bearing deposits | 65,017,000 | 61,321,000 | 74,611,000 | 79,109,000 |
| Noninterest-bearing deposits | 31,397,000 | 30,862,000 | 32,932,000 | 41,243,000 |
| Equity capital | 7,797,000 | 8,030,000 | 8,042,000 | 8,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 833,000 | 1,286,000 | 1,766,000 |
| Interest expense | 16,000 | 29,000 | 47,000 | 66,000 |
| Net interest income | 407,000 | 804,000 | 1,239,000 | 1,700,000 |
| Noninterest income | 134,000 | 249,000 | 388,000 | 522,000 |
| Noninterest expense | 314,000 | 636,000 | 949,000 | 1,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 417,000 | 678,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 417,000 | 678,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,846,000 | 8,036,000 | 8,297,000 | 8,575,000 |
| Total capital | 8,061,000 | 8,249,000 | 8,507,000 | 8,783,000 |
| Risk-weighted assets | 32,562,000 | 31,585,000 | 34,518,000 | 33,958,000 |