Call reports 2013
STOCKMENS NATIONAL BANK IN COTULLA — 2013
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,635,000 | 99,411,000 | 96,425,000 | 109,959,000 |
| Total loans | 21,088,000 | 21,246,000 | 21,016,000 | 20,568,000 |
| Allowance for loan losses | 188,000 | 203,000 | 216,000 | 216,000 |
| Securities available for sale | 34,108,000 | 33,482,000 | 41,880,000 | 46,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,327,000 | 91,973,000 | 88,978,000 | 102,215,000 |
| Interest-bearing deposits | 58,618,000 | 64,806,000 | 61,664,000 | 64,840,000 |
| Noninterest-bearing deposits | 29,709,000 | 27,167,000 | 27,314,000 | 37,375,000 |
| Equity capital | 7,235,000 | 7,336,000 | 7,338,000 | 7,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 790,000 | 1,191,000 | 1,613,000 |
| Interest expense | 17,000 | 35,000 | 52,000 | 68,000 |
| Net interest income | 376,000 | 755,000 | 1,139,000 | 1,545,000 |
| Noninterest income | 130,000 | 247,000 | 380,000 | 498,000 |
| Noninterest expense | 322,000 | 642,000 | 955,000 | 1,276,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 169,000 | 330,000 | 519,000 | 717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 330,000 | 519,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,071,000 | 7,232,000 | 7,421,000 | 7,619,000 |
| Total capital | 7,259,000 | 7,435,000 | 7,637,000 | 7,835,000 |
| Risk-weighted assets | 55,995,000 | 57,196,000 | 31,330,000 | 32,516,000 |