Call reports 2012
STOCKMENS NATIONAL BANK IN COTULLA — 2012
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,803,000 | 89,530,000 | 91,144,000 | 95,030,000 |
| Total loans | 18,002,000 | 16,735,000 | 15,549,000 | 16,656,000 |
| Allowance for loan losses | 188,000 | 186,000 | 174,000 | 171,000 |
| Securities available for sale | 28,267,000 | 26,235,000 | 29,944,000 | 33,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,083,000 | 82,581,000 | 84,042,000 | 87,827,000 |
| Interest-bearing deposits | 60,097,000 | 55,538,000 | 53,588,000 | 56,220,000 |
| Noninterest-bearing deposits | 21,986,000 | 27,043,000 | 30,454,000 | 31,607,000 |
| Equity capital | 6,642,000 | 6,843,000 | 6,987,000 | 7,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 851,000 | 1,238,000 | 1,638,000 |
| Interest expense | 34,000 | 64,000 | 90,000 | 113,000 |
| Net interest income | 410,000 | 787,000 | 1,148,000 | 1,525,000 |
| Noninterest income | 123,000 | 257,000 | 385,000 | 492,000 |
| Noninterest expense | 315,000 | 624,000 | 926,000 | 1,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 420,000 | 607,000 | 777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 420,000 | 607,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,344,000 | 6,545,000 | 6,733,000 | 6,903,000 |
| Total capital | 6,532,000 | 6,731,000 | 6,907,000 | 7,074,000 |
| Risk-weighted assets | 24,235,000 | 23,055,000 | 21,953,000 | 24,729,000 |