Call reports 2010
STOCKMENS NATIONAL BANK IN COTULLA — 2010
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,127,000 | 65,302,000 | 62,890,000 | 63,622,000 |
| Total loans | 15,045,000 | 15,952,000 | 16,699,000 | 18,434,000 |
| Allowance for loan losses | 208,000 | 238,000 | 169,000 | 198,000 |
| Securities available for sale | 36,443,000 | 37,824,000 | 34,068,000 | 30,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,150,000 | 59,954,000 | 56,993,000 | 58,068,000 |
| Interest-bearing deposits | 44,987,000 | 45,557,000 | 40,344,000 | 41,767,000 |
| Noninterest-bearing deposits | 12,163,000 | 14,397,000 | 16,649,000 | 16,301,000 |
| Equity capital | 4,876,000 | 5,220,000 | 5,762,000 | 5,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 981,000 | 1,466,000 | 1,937,000 |
| Interest expense | 87,000 | 170,000 | 238,000 | 299,000 |
| Net interest income | 391,000 | 811,000 | 1,228,000 | 1,638,000 |
| Noninterest income | 136,000 | 275,000 | 544,000 | 671,000 |
| Noninterest expense | 305,000 | 611,000 | 910,000 | 1,220,000 |
| Provision for loan losses | 30,000 | 60,000 | 63,000 | 93,000 |
| Pretax income | 192,000 | 415,000 | 799,000 | 996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 415,000 | 799,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,618,000 | 4,839,000 | 5,223,000 | 5,091,000 |
| Total capital | 4,826,000 | 5,077,000 | 5,392,000 | 5,289,000 |
| Risk-weighted assets | 27,124,000 | 28,357,000 | 28,409,000 | 32,438,000 |