Call reports 2009
STOCKMENS NATIONAL BANK IN COTULLA — 2009
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,826,000 | 41,930,000 | 47,487,000 | 56,299,000 |
| Total loans | 16,198,000 | 15,492,000 | 15,360,000 | 15,560,000 |
| Allowance for loan losses | 171,000 | 183,000 | 158,000 | 172,000 |
| Securities available for sale | 20,903,000 | 21,829,000 | 24,987,000 | 32,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,898,000 | 36,880,000 | 42,352,000 | 51,497,000 |
| Interest-bearing deposits | 30,212,000 | 28,594,000 | 32,563,000 | 38,072,000 |
| Noninterest-bearing deposits | 10,686,000 | 8,286,000 | 9,789,000 | 13,425,000 |
| Equity capital | 4,835,000 | 4,900,000 | 5,004,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 920,000 | 1,380,000 | 1,837,000 |
| Interest expense | 104,000 | 202,000 | 293,000 | 384,000 |
| Net interest income | 362,000 | 718,000 | 1,087,000 | 1,453,000 |
| Noninterest income | 142,000 | 269,000 | 403,000 | 551,000 |
| Noninterest expense | 280,000 | 594,000 | 879,000 | 1,171,000 |
| Provision for loan losses | 4,000 | 20,000 | 70,000 | 80,000 |
| Pretax income | 220,000 | 373,000 | 541,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 220,000 | 373,000 | 541,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,479,000 | 4,497,000 | 4,613,000 | 4,425,000 |
| Total capital | 4,650,000 | 4,680,000 | 4,771,000 | 4,597,000 |
| Risk-weighted assets | 20,882,000 | 19,576,000 | 22,282,000 | 22,845,000 |