Call reports 2008
STOCKMENS NATIONAL BANK IN COTULLA — 2008
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,040,000 | 43,649,000 | 46,112,000 | 43,508,000 |
| Total loans | 12,994,000 | 13,169,000 | 14,272,000 | 14,376,000 |
| Allowance for loan losses | 169,000 | 169,000 | 167,000 | 168,000 |
| Securities available for sale | 16,777,000 | 22,513,000 | 23,176,000 | 22,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,260,000 | 39,166,000 | 41,181,000 | 38,702,000 |
| Interest-bearing deposits | 27,839,000 | 29,906,000 | 28,587,000 | 28,229,000 |
| Noninterest-bearing deposits | 10,421,000 | 9,260,000 | 12,594,000 | 10,473,000 |
| Equity capital | 4,654,000 | 4,338,000 | 4,789,000 | 4,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,132,000 | 1,675,000 | 2,170,000 |
| Interest expense | 198,000 | 371,000 | 533,000 | 676,000 |
| Net interest income | 404,000 | 761,000 | 1,142,000 | 1,494,000 |
| Noninterest income | 142,000 | 282,000 | 443,000 | 597,000 |
| Noninterest expense | 291,000 | 575,000 | 871,000 | 1,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 468,000 | 714,000 | 950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 468,000 | 714,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,403,000 | 4,458,000 | 4,621,000 | 4,258,000 |
| Total capital | 4,572,000 | 4,627,000 | 4,789,000 | 4,426,000 |
| Risk-weighted assets | 18,497,000 | 18,922,000 | 20,084,000 | 19,594,000 |