Call reports 2007
STOCKMENS NATIONAL BANK IN COTULLA — 2007
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,011,000 | 34,937,000 | 37,665,000 | 40,946,000 |
| Total loans | 13,689,000 | 13,985,000 | 14,487,000 | 14,418,000 |
| Allowance for loan losses | 147,000 | 144,000 | 174,000 | 169,000 |
| Securities available for sale | 12,628,000 | 12,005,000 | 12,366,000 | 13,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,620,000 | 30,437,000 | 32,907,000 | 36,618,000 |
| Interest-bearing deposits | 23,044,000 | 22,175,000 | 21,590,000 | 26,945,000 |
| Noninterest-bearing deposits | 9,576,000 | 8,262,000 | 11,317,000 | 9,673,000 |
| Equity capital | 4,300,000 | 4,374,000 | 4,609,000 | 4,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,224,000 | 1,837,000 | 2,463,000 |
| Interest expense | 170,000 | 348,000 | 516,000 | 694,000 |
| Net interest income | 443,000 | 876,000 | 1,321,000 | 1,769,000 |
| Noninterest income | 143,000 | 287,000 | 424,000 | 561,000 |
| Noninterest expense | 282,000 | 562,000 | 843,000 | 1,124,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 304,000 | 601,000 | 872,000 | 1,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 601,000 | 872,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,332,000 | 4,424,000 | 4,601,000 | 4,152,000 |
| Total capital | 4,479,000 | 4,568,000 | 4,775,000 | 4,321,000 |
| Risk-weighted assets | 18,071,000 | 17,994,000 | 18,988,000 | 19,381,000 |