Call reports 2006
STOCKMENS NATIONAL BANK IN COTULLA — 2006
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,875,000 | 36,977,000 | 37,307,000 | 38,145,000 |
| Total loans | 13,601,000 | 13,276,000 | 13,961,000 | 13,813,000 |
| Allowance for loan losses | 132,000 | 151,000 | 152,000 | 151,000 |
| Securities available for sale | 14,296,000 | 14,901,000 | 13,989,000 | 14,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,718,000 | 32,718,000 | 32,752,000 | 34,084,000 |
| Interest-bearing deposits | 22,542,000 | 22,779,000 | 21,731,000 | 22,359,000 |
| Noninterest-bearing deposits | 11,176,000 | 9,939,000 | 11,021,000 | 11,725,000 |
| Equity capital | 4,056,000 | 4,145,000 | 4,429,000 | 3,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,116,000 | 1,707,000 | 2,323,000 |
| Interest expense | 113,000 | 260,000 | 416,000 | 568,000 |
| Net interest income | 419,000 | 856,000 | 1,291,000 | 1,755,000 |
| Noninterest income | 159,000 | 314,000 | 472,000 | 624,000 |
| Noninterest expense | 278,000 | 538,000 | 812,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 632,000 | 951,000 | 1,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 632,000 | 951,000 | 1,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,197,000 | 4,316,000 | 4,530,000 | 4,030,000 |
| Total capital | 4,329,000 | 4,467,000 | 4,682,000 | 4,181,000 |
| Risk-weighted assets | 22,798,000 | 19,764,000 | 20,932,000 | 18,519,000 |