Call reports 2005
STOCKMENS NATIONAL BANK IN COTULLA — 2005
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,513,000 | 31,891,000 | 33,351,000 | 35,664,000 |
| Total loans | 13,257,000 | 13,657,000 | 13,998,000 | 13,679,000 |
| Allowance for loan losses | 132,000 | 133,000 | 131,000 | 131,000 |
| Securities available for sale | 13,872,000 | 13,353,000 | 12,890,000 | 13,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,574,000 | 27,826,000 | 29,099,000 | 31,834,000 |
| Interest-bearing deposits | 19,699,000 | 19,602,000 | 19,994,000 | 20,159,000 |
| Noninterest-bearing deposits | 8,875,000 | 8,224,000 | 9,105,000 | 11,675,000 |
| Equity capital | 3,864,000 | 3,966,000 | 4,137,000 | 3,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 809,000 | 1,253,000 | 1,735,000 |
| Interest expense | 51,000 | 120,000 | 203,000 | 290,000 |
| Net interest income | 343,000 | 689,000 | 1,050,000 | 1,445,000 |
| Noninterest income | 143,000 | 281,000 | 436,000 | 593,000 |
| Noninterest expense | 265,000 | 524,000 | 787,000 | 1,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 221,000 | 446,000 | 699,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 221,000 | 446,000 | 699,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,010,000 | 4,088,000 | 4,259,000 | 3,897,000 |
| Total capital | 4,142,000 | 4,221,000 | 4,390,000 | 4,028,000 |
| Risk-weighted assets | 17,468,000 | 18,248,000 | 19,705,000 | 22,704,000 |