Call reports 2004
STOCKMENS NATIONAL BANK IN COTULLA — 2004
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,139,000 | 33,815,000 | 32,074,000 | 31,304,000 |
| Total loans | 12,820,000 | 13,369,000 | 13,935,000 | 13,656,000 |
| Allowance for loan losses | 163,000 | 172,000 | 184,000 | 141,000 |
| Securities available for sale | 11,679,000 | 12,482,000 | 12,481,000 | 12,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,102,000 | 29,876,000 | 27,938,000 | 27,516,000 |
| Interest-bearing deposits | 22,049,000 | 21,618,000 | 19,699,000 | 18,128,000 |
| Noninterest-bearing deposits | 8,053,000 | 8,258,000 | 8,239,000 | 9,388,000 |
| Equity capital | 4,005,000 | 3,883,000 | 4,071,000 | 3,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 718,000 | 1,087,000 | 1,474,000 |
| Interest expense | 47,000 | 93,000 | 136,000 | 175,000 |
| Net interest income | 313,000 | 625,000 | 951,000 | 1,299,000 |
| Noninterest income | 132,000 | 270,000 | 405,000 | 530,000 |
| Noninterest expense | 255,000 | 513,000 | 778,000 | 1,056,000 |
| Provision for loan losses | 0 | 0 | 0 | -71,000 |
| Pretax income | 190,000 | 382,000 | 578,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 382,000 | 578,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,886,000 | 3,949,000 | 4,079,000 | 3,788,000 |
| Total capital | 4,049,000 | 4,121,000 | 4,263,000 | 3,929,000 |
| Risk-weighted assets | 17,584,000 | 18,498,000 | 17,991,000 | 17,124,000 |