Call reports 2003
STOCKMENS NATIONAL BANK IN COTULLA — 2003
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,505,000 | 33,547,000 | 33,898,000 | 33,601,000 |
| Total loans | 12,726,000 | 13,155,000 | 13,796,000 | 13,333,000 |
| Allowance for loan losses | 134,000 | 187,000 | 187,000 | 150,000 |
| Securities available for sale | 13,961,000 | 11,910,000 | 11,802,000 | 12,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,395,000 | 29,332,000 | 29,631,000 | 29,769,000 |
| Interest-bearing deposits | 21,214,000 | 21,023,000 | 20,875,000 | 21,077,000 |
| Noninterest-bearing deposits | 9,181,000 | 8,309,000 | 8,756,000 | 8,692,000 |
| Equity capital | 4,072,000 | 4,153,000 | 4,201,000 | 3,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 832,000 | 1,228,000 | 1,617,000 |
| Interest expense | 79,000 | 148,000 | 202,000 | 252,000 |
| Net interest income | 341,000 | 684,000 | 1,026,000 | 1,365,000 |
| Noninterest income | 136,000 | 340,000 | 474,000 | 582,000 |
| Noninterest expense | 255,000 | 531,000 | 790,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 493,000 | 710,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 493,000 | 710,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,802,000 | 3,902,000 | 4,047,000 | 3,697,000 |
| Total capital | 3,936,000 | 4,089,000 | 4,234,000 | 3,847,000 |
| Risk-weighted assets | 17,273,000 | 18,507,000 | 18,841,000 | 18,371,000 |