Call reports 2002
STOCKMENS NATIONAL BANK IN COTULLA — 2002
What STOCKMENS NATIONAL BANK IN COTULLA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,711,000 | 35,694,000 | 34,907,000 | 36,049,000 |
| Total loans | 13,065,000 | 13,336,000 | 12,748,000 | 12,805,000 |
| Allowance for loan losses | 172,000 | 170,000 | 135,000 | 137,000 |
| Securities available for sale | 16,190,000 | 15,336,000 | 13,936,000 | 14,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,878,000 | 31,631,000 | 30,644,000 | 32,145,000 |
| Interest-bearing deposits | 22,855,000 | 23,705,000 | 21,831,000 | 21,577,000 |
| Noninterest-bearing deposits | 8,023,000 | 7,926,000 | 8,813,000 | 10,568,000 |
| Equity capital | 3,782,000 | 3,994,000 | 4,181,000 | 3,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,024,000 | 1,515,000 | 1,971,000 |
| Interest expense | 148,000 | 292,000 | 424,000 | 528,000 |
| Net interest income | 376,000 | 732,000 | 1,091,000 | 1,443,000 |
| Noninterest income | 127,000 | 252,000 | 375,000 | 511,000 |
| Noninterest expense | 238,000 | 472,000 | 705,000 | 926,000 |
| Provision for loan losses | 0 | 2,000 | 103,000 | 203,000 |
| Pretax income | 265,000 | 510,000 | 658,000 | 825,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 510,000 | 658,000 | 825,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,731,000 | 3,806,000 | 3,873,000 | 3,580,000 |
| Total capital | 3,903,000 | 3,976,000 | 4,008,000 | 3,717,000 |
| Risk-weighted assets | 16,991,000 | 18,837,000 | 18,621,000 | 18,229,000 |