Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 87,673,000 | 88,330,000 | 88,199,000 |
| Total loans | 39,368,000 | 42,959,000 | 42,290,000 |
| Allowance for loan losses | 401,000 | 407,000 | 413,000 |
| Securities available for sale | 26,620,000 | 25,486,000 | 21,978,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 61,347,000 | 62,202,000 | 62,733,000 |
| Interest-bearing deposits | 57,809,000 | 56,676,000 | 55,561,000 |
| Noninterest-bearing deposits | 3,538,000 | 5,526,000 | 7,172,000 |
| Equity capital | 25,438,000 | 25,294,000 | 24,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 731,000 | 1,420,000 | 2,136,000 |
| Interest expense | 60,000 | 118,000 | 175,000 |
| Net interest income | 671,000 | 1,302,000 | 1,961,000 |
| Noninterest income | 53,000 | 120,000 | 192,000 |
| Noninterest expense | 656,000 | 1,243,000 | 2,666,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 |
| Pretax income | 132,000 | 237,000 | -384,000 |
| Income tax | 30,000 | 55,000 | 100,000 |
| Net income | 102,000 | 182,000 | -484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 25,208,000 | 25,290,000 | 24,622,000 |
| Total capital | 25,609,000 | 25,697,000 | 25,035,000 |
| Risk-weighted assets | 39,008,000 | 41,932,000 | 40,403,000 |