Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,103,000 | 89,411,000 | 87,774,000 | 87,640,000 |
| Total loans | 36,817,000 | 37,915,000 | 38,534,000 | 39,842,000 |
| Allowance for loan losses | 385,000 | 392,000 | 396,000 | 402,000 |
| Securities available for sale | 31,664,000 | 31,240,000 | 30,463,000 | 29,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,571,000 | 63,454,000 | 61,658,000 | 61,445,000 |
| Interest-bearing deposits | 60,357,000 | 59,158,000 | 58,333,000 | 58,222,000 |
| Noninterest-bearing deposits | 3,214,000 | 4,296,000 | 3,325,000 | 3,223,000 |
| Equity capital | 24,695,000 | 25,048,000 | 25,193,000 | 25,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,505,000 | 2,220,000 | 2,933,000 |
| Interest expense | 68,000 | 137,000 | 202,000 | 270,000 |
| Net interest income | 638,000 | 1,368,000 | 2,018,000 | 2,663,000 |
| Noninterest income | 64,000 | 131,000 | 201,000 | 268,000 |
| Noninterest expense | 494,000 | 995,000 | 1,523,000 | 2,173,000 |
| Provision for loan losses | 46,000 | 52,000 | 58,000 | 64,000 |
| Pretax income | 242,000 | 541,000 | 727,000 | 815,000 |
| Income tax | 61,000 | 159,000 | 201,000 | 246,000 |
| Net income | 181,000 | 382,000 | 526,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,720,000 | 24,921,000 | 25,065,000 | 25,107,000 |
| Total capital | 25,105,000 | 25,313,000 | 25,461,000 | 25,509,000 |
| Risk-weighted assets | 35,925,000 | 37,635,000 | 38,335,000 | 39,471,000 |